Trade Credit Financing

LC Credit Sourcing — Buy From China, Pay Later

Letter of Credit financing at 30, 60, or 90 days. Preserve your working capital. Import factory-direct goods with zero upfront payment.

Apply for LC Credit →

How LC Credit Works

1. You Place the Order

We source from factories and prepare your order. You issue an LC through your bank — no cash upfront.

2. We Produce & Ship

Production + QC + shipping under your LC terms. All documentation compliant with UCP 600.

3. Receive Goods First

Goods arrive at your port. Inspect, clear customs, start selling — before payment is due.

4. Pay After 30/60/90 Days

Payment matures at agreed term. Your cash flow stays healthy throughout the entire cycle.

💰 LC Cash Flow Savings Calculator

See how much working capital you preserve by using LC credit instead of TT advance payment.

Your Cash Flow Saving
$1,315
Capital freed to invest in your business instead of tied up in advance payments

LC vs TT Advance Payment — The Difference

TT Advance Payment

  • ❌ Pay 30-100% upfront
  • ❌ Cash tied up for 45-90 days
  • ❌ Limited supplier leverage
  • ❌ Risk if supplier fails to deliver

LC Credit Sourcing

  • ✅ Zero upfront payment
  • ✅ Pay after goods received
  • ✅ Full bank-grade protection
  • ✅ 500+ LC transactions executed

Who Benefits From LC Credit Sourcing

Growing Importers

Scaling your import business but cash flow is tight? LC credit lets you order more without tying up capital.

Retail Chains

Seasonal inventory planning? Source in advance, pay after your peak sales period. Perfect for retail cycles.

First-Time Buyers

New to China sourcing? LC protects you. Payment only released when terms are met. Zero risk of losing your deposit.

Start Sourcing With LC Credit Today

Tell us your product requirements. We'll prepare a quote with LC credit terms within 24 hours.

Get Your LC Quote →

14+ years banking experience · 500+ LC transactions · UCP 600 compliant